Block of Flats Public
Liability Insurance

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🏠  Home  >   👷  Trade  >  🏢  Block of Flats Insurance

Comprehensive Insurance
for Block of Flats Owners

Owning a block of flats comes with numerous responsibilities, from maintaining the building to managing tenants. Whether you own a small block of flats or a large residential complex, Block of Flats Insurance is essential for protecting your investment, tenants, and yourself from financial risks. Our tailored policies ensure you’re covered for all eventualities, giving you peace of mind.

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What is Block of Flats Insurance?

Block of Flats Insurance is a specialised policy designed for landlords who own and manage multi-unit residential buildings. This insurance covers a range of risks associated with owning flats, including damage to the building, liability for accidents on the premises, and protection against loss of rent due to events like fires or floods.

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Why Choose Business
Compare for your Block of Flats Insurance?

At Business Compare, we offer tailored Block of Flats Insurance policies from a panel of trusted UK insurers. Our experienced UK-based agents understand the specific needs of landlords and will help you find the right cover to suit your property and circumstances. By comparing quotes, you can ensure you’re getting the most competitive rate without sacrificing important cover.

Our Benefits Include:
  • Buildings Insurance
  • Landlord Liability Insurance
  • Loss of Rent Cover
  • Contents Insurance for Communal Areas
  • Legal Expenses Insurance
  • Alternative Accommodation Cover
Optional Add-ons for

Enhanced Coverage

01

Terrorism Insurance

Covers damage to your property caused by acts of terrorism.

02

Legal Expenses Insurance

Provides cover for legal fees if you need to take action against tenants or defend yourself in court.

03

Alternative Accommodation Cover

Provides funding for tenant relocation if your flats become uninhabitable.

04

Accidental Damage Cover

Protects against accidental damage to the building, such as broken windows or plumbing issues.

What Does Block of Flats Insurance Cover?
Block of Flats Insurance typically includes a wide range of cover options to protect both your property and your financial interests. Key features include:
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Buildings Insurance

Covers the structure of your block of flats, including damage caused by events such as fire, flood, or vandalism.

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Landlord Liability Insurance

Protects you if a tenant or visitor suffers an injury on the property and holds you responsible.

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Loss of Rent Cover

Compensates you for lost rental income if your flats are uninhabitable due to an insured event like a flood or fire.

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Contents Insurance for Communal Areas

Provides protection for furnishings, fixtures, and equipment in shared spaces like hallways, lobbies, and laundry rooms.

Why Do You Need Block of Flats Insurance?

Owning a block of flats involves a variety of risks, from property damage to liability claims. For example, if a fire damages multiple units, you could face costly repairs and a loss of rental income while the property is being restored. Buildings insurance covers the repair costs, while loss of rent cover ensures you don’t miss out on income during the downtime. Additionally, landlord liability insurance protects you in case a tenant or visitor suffers an injury on the property and takes legal action against you.

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How to Get a Block of Flats Insurance Quote 

Protecting your block of flats is quick and easy with Business Compare. Simply fill in our online form with some basic details about your property, and we’ll provide you with a range of competitive quotes from leading UK insurers. Get started today to safeguard your investment.

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