Cafes
Public
Liability Insurance
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Insurance for Cafes
Running a café is a balancing act between serving customers, managing stock, and ensuring equipment functions smoothly. With the daily hustle of a café business, unexpected incidents can happen—from customer accidents to equipment breakdowns. Cafes Insurance ensures that your business is covered for these risks, giving you the peace of mind to focus on delivering great food and coffee.
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What is Cafes Insurance?
Cafes Insurance is a tailored policy that provides comprehensive protection for café owners. This type of insurance typically covers public liability, stock, and equipment, ensuring that your café can keep running smoothly even when unforeseen events occur. Whether you’re a small coffee shop or a larger café with multiple staff, Cafes Insurance can be customised to suit your needs.
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Why Choose Business
Compare for your
Cafes Insurance?
At Business Compare, we understand the unique challenges faced by café owners. We work with a range of leading UK insurers to provide you with competitive quotes for Cafes Insurance, ensuring that your business is fully protected. Our UK-based team is always available to guide you through the process and help you find the best policy for your needs.
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Public Liability Insurance -
Employer’s Liability Insurance
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Stock Cover
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Equipment Breakdown Insurance
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Business Interruption Insurance
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Contents Insurance
for Cafes
01
Business Interruption Insurance
Covers loss of income if your café is forced to close temporarily due to an insured event.
02
Contents Insurance
Protects furniture, fixtures, and fittings, including tables, chairs, and display units
03
Glass Insurance
Covers the cost of replacing broken windows or glassfronted display units
04
Goods in Transit Insurance
Protects your stock while it’s being transported to or from your café
Publlic Liability Insurance
Covers compensation claims from customers or third parties for injuries or property damage that occur on your premises
Employers liability insurance
Mandatory if you employ staff, this covers claims made by employees for workplace injuries or illnesses.
Stock Cover
Protects your stock, including perishable food and beverages, from damage, theft, or spoilage
Business Interruption Insurance
Provides cover for essential equipment such as espresso machines, fridges, and ovens if they break down unexpectedly.
Operating a café involves risks like slips, equipment failure, and food spoilage. Public liability insurance covers compensation claims, stock cover protects against damaged or spoiled food, and equipment breakdown insurance helps avoid service interruptions due to faulty machines.
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To get started, simply fill in our quick and easy online form, and we’ll provide you with competitive quotes from leading UK insurers. Protect your café today with Cafes Insurance from Business Compare.
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