Catering Public 
Liability Insurance

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🏠  Home  >   👷  Trade  >  🥘  Catering Insurance

Insurance for Catering Businesses

Running a catering business involves managing food, staff, and equipment while ensuring excellent service. Catering Insurance offers comprehensive coverage, protecting your business from risks like food spoilage, equipment breakdowns, and accidents.

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What is Catering Insurance?

Catering Insurance is a specialist policy designed for businesses in the food and hospitality industry. This type of insurance typically includes public liability, stock cover, and equipment breakdown insurance, ensuring that your business continues to operate smoothly even when things go wrong. Whether you cater for weddings, corporate events, or private functions, this policy can be customised to suit your specific needs.

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Why Choose Business
Compare for your Catering Insurance?

At Business Compare, we work with a wide range of UK insurers who specialise in catering insurance, ensuring that you get tailored quotes that meet the unique needs of your business. Our UK-based team is here to help you find the best policy at the most competitive price.

Our Benefits Include:
  • Public Liability Insurance
  • Employer’s Liability Insurance
  • Stock Cover
  • Equipment Breakdown Insurance
  • Business Interruption Insurance
  • Goods in Transit Insurance
Additional Coverage Options

for Catering Businesses

01

Business Interruption Insurance

Covers loss of income if your business is forced to close temporarily due to an insured event.

02

Goods in Transit Insurance

Protects your stock and equipment while it’s being transported to and from events.

03

Personal Accident Insurance

Provides financial support if you or a key worker are injured and unable to work.

04

Legal Expenses Insurance

Covers legal fees related to disputes with clients, suppliers, or employees.

What Does Catering Insurance Cover?
A comprehensive Catering Insurance policy includes:
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Public Liability Insurance

Covers compensation claims from third parties for injuries or property damage that occur as a result of your business operations.

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Employer’s Liability Insurance

Required if you employ staff, this covers claims made by employees for injuries or illnesses sustained while working.

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Stock Cover

Protects your food and beverages from spoilage, theft, or damage.

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Equipment Breakdown Insurance

Provides cover for essential equipment such as fridges, ovens, and vehicles if they break down unexpectedly.

Why Do You Need Catering Insurance?

As a catering business, you rely on your equipment and stock to provide topquality service. If your equipment fails, or if food is spoiled due to unforeseen circumstances, it could lead to significant financial losses. Public liability insurance ensures that you’re covered if a customer or third party is injured as a result of your business operations, while stock cover protects your ingredients and prepared food from loss due to theft or spoilage.

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Get a Free Catering Insurance Quote 

Protect your catering business today by filling in our quick and easy online form. We’ll provide you with competitive quotes from top UK insurers, allowing you to choose the best cover for your business.

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