HGV Public
Liability Insurance
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Insurance for HGV Drivers and Businesses
HGV (Heavy Goods Vehicle) drivers and businesses face unique risks when transporting goods over long distances. From road accidents to cargo theft, HGV Insurance ensures that your vehicles, drivers, and cargo are protected against these risks.
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Expert UK team
What is HGV Insurance?
HGV Insurance is a specialised policy designed to cover the risks faced by heavy goods vehicles and their operators. This insurance typically includes public liability, vehicle cover, and goods in transit insurance, ensuring that your business is protected from claims, accidents, or theft. Whether you operate a single HGV or manage a fleet, this policy can be tailored to suit your specific needs.
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Why Choose Business
Compare for your
HGV Insurance?
At Business Compare, we work with a panel of trusted UK insurers to provide tailored HGV insurance quotes. Our UK-based agents will help you find the right cover at a competitive price, ensuring that your vehicles, drivers, and cargo are fully protected.
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Public Liability Insurance -
Vehicle Cover
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Goods in Transit Insurance
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Employer’s Liability Insurance
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Fleet Insurance
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Breakdown Cover
for HGV Businesses
01
Fleet Insurance
Covers multiple HGVs under a single policy, ideal for businesses managing a fleet of vehicles.
03
Personal Accident Insurance
Offers financial support if you or a key worker are injured and unable to work.
02
Breakdown Cover
Provides roadside assistance and recovery services if your HGV breaks down while in transit.
04
Legal Expenses Insurance
Covers legal fees related to disputes with third parties, drivers, or clients.
Public Liability Insurance
Protects your business from compensation claims made by third parties for injuries or property damage caused by your HGV vehicles.
Vehicle Insurance
Covers damage to your HGV vehicles caused by accidents, theft, or vandalism.
Goods in Transit Insurance
Protects the goods you are transporting, covering them in case of damage, theft, or loss.
Employer’s Liability Insurance
Required if you employ staff, this covers claims made by employees for workplace injuries or illnesses.
HGV operators face a variety of risks, from road accidents to theft of valuable cargo. Public liability insurance protects your business from claims if your vehicle causes injury or property damage, while vehicle insurance covers repairs or replacement if your HGV is involved in an accident. Goods in transit insurance provides peace of mind, knowing that your cargo is protected throughout its journey.
Get an HGV Insurance Quote
Protect your HGV business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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