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Insurance for High-Risk Trades
Working in high-risk trades involves handling dangerous materials, working at heights, or in hazardous environments. High Risk Trades Insurance ensures that your business is protected from the financial impacts of accidents, property damage, and employee injuries.
GET QUOTESWhat is High Risk Trades Insurance?
High Risk Trades Insurance is a specialised policy designed to cover the risks faced by those working in dangerous trades such as roofing, scaffolding, demolition, and other high-risk industries. This insurance typically includes public liability, tools and equipment cover, and employer’s liability, ensuring that your business is protected from claims, theft, or damage. Whether you’re an independent contractor or manage a larger team, this policy can be customised to meet your needs.
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High Risk Trades Insurance?
At Business Compare, we work with leading UK insurers to provide tailored insurance solutions for high-risk trades. Our UK-based agents will help you find the right cover at a competitive price, ensuring that your business is fully protected.
for High-Risk Trades
01
Contract Works Insurance
Protects ongoing projects if they’re damaged or destroyed before completion.
03
Personal Accident Insurance
Provides financial support if you or a key worker are injured and unable to work.
02
Professional Indemnity Insurance
Covers claims made by clients for faulty advice or poor workmanship.
04
Goods in Transit Insurance
Protects your tools and equipment while being transported between job sites.
Public Liability Insurance
Protects your business from compensation claims made by third parties for injuries or property damage caused during high-risk work.
Employer’s Liability Insurance
Required if you employ staff, this covers claims made by employees for workplace injuries or illnesses.
Tools and Equipment Cover
Provides financial protection for your tools and equipment if they are lost, stolen, or damaged.
Business Interruption Insurance
Covers loss of income if your business is forced to stop trading due to an insured event, such as fire or flood.
Tradespeople working in high-risk environments are more prone to accidents and injuries. Public liability insurance protects you from compensation claims, while tools and equipment cover ensures that your business can continue if your tools are lost or damaged. Employer’s liability insurance is necessary for covering claims made by employees for workplace injuries, ensuring compliance with UK laws.
Get a High Risk Trades Insurance Quote
Protect your high-risk trade business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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